FAQs about Social Security Spouse Benefits Answered

Image Reference: http://www.stewardshipmatters.net/

In the United States, in accordance with the Social Security Act, the Social Security Administration (SSA) is not only tasked to provide benefits to American workers but also to their spouses.

In order to learn more about the social security spouse benefits, one should know the answers to frequently asked questions concerning such benefit program.

1. What benefits can I get from the social security spouse benefits program?

Spouses of workers who have contributed an adequate amount of social security tax may receive equal to one-half of the worker’s full retirement amount if he or she started obtaining benefits at his or her full retirement age (62-years-old). Additionally, spouses who reach the age of 65 may be eligible to receive Medicare benefits.

2. What if both of us worked and contributed to the social security funds?

In cases when both are eligible for spouse benefits, the SSA will provide the spouse benefits first, and subsequently, the retirement benefits.

3. What if my spouse still continues to work while getting benefits?

If your spouse is entitled to benefits this year but he or she is still working, you may use SSA’s earnings test calculator to learn how those income would affect your spouse’s benefit payments.

4. How can I apply for the spouse benefits program of the SSA?

Applying for spouse benefits program is relatively easy. Interested benefits claimants may visit SSA’s website (www.SSA.gov) where they can submit their application.

5. Do I need an attorney when filing for spouse benefits?

You are not required to do so, but it is suggested that you hire an attorney to walk you through the entire process. Many spouse benefits applicants are confused about the instructions concerning the application process. Applicants are advised to consult with a social security attorney, who specializes in guiding spouse benefits claimants, to avoid filing a claim wrongfully.